"Recently, we sold our place and purchased another one. When interest rates started to go down, we talked to our bank to see what they could do in terms of the costs associated with breaking our old mortgage and the interest rate on our new mortgage. We were shocked by the thousands of dollars the bank wanted to break our current mortgage and the high interest rate they were offering with the new one, even though we had close to a 60% down payment for our new home. We declined the banks' offer and called Dan. He was friendly and professional and even more importantly, he secured us a loan at .5% below the best rate our bank could give us on their comparable product. In addition, Dan was quick and kept us informed at all times, even working after-hours to make sure everything went according to plan. Dan turned what could have been an expensive situation into a relatively painless - and much cheaper one. Dan gets the best rates that can be had! Thus, Dan has earned our trust completely. We are now looking into revenue properties, with the money Dan saved us and we will be sure to use Dan for all of our future mortgage needs.".